BUSINESS FUNDING
MADE EASY!
Business
Line of Credit
Business Loan
Minimum Requirements:
Personal Credit Score: Must have a credit score of at least 580+ Plus.
Required Documents:
4 months of your business bank statements.
Business registration documents.
Complete the loan application form.
Process:
24-Hour Evaluation: We will provide an approval decision within 24 hours.
If approved, you will receive:
Loan terms (payment schedule, etc.).
Total cost of the loan.
Approved loan amount.
Important:
The first application does not affect your personal credit score.
Approval is primarily based on the income deposited into your business bank account.
Car Loan Application Instructions
Minimum Requirements:
Personal Credit Score: Must have a credit score of at least 580+ Plus.
Business Age: Your business must have been operating for 12 months or more.
Monthly Revenue: Your business must generate at least $10K per month.
Required Documents:
4 months of your business bank statements.
Complete the loan application form.
Business registration documents.
Process:
24-Hour Evaluation: We will provide an approval decision within 24 hours.
If approved, you will receive:
Loan terms (payment schedule, etc.).
Total cost of the loan.
Approved loan amount.
Important:
The first application does not affect your personal credit score.
Approval is primarily based on the income deposited into your business bank account.
TERMS AND INTEREST RATE
·$2,500 TO $250,000
·6 MONTH TERM STARTS AT 8.99%
·12 MONTH TERM STARTS AT 17.99%
·NO PRE-PAYMENT PENALTIES, ONLY PAY INTEREST FOR THE
MONTHS THAT YOU USE
REQUIRED DOCUMENTS
· APPLICATION
· LAST 3 MONTHS OF BUSINESS BANK STATEMENTS ALL PAGES
· OWNER’S DRIVER LICENSE
FEATURES AND BENEFITS
· WE FUND MOST INDUSTRIES
· 24 TO 72 HOUR FUNDING
· FIRST, SECOND OR THIRD POSITION LINES OF CREDIT
· NO FEES TO KEEP LINE OPEN AND NO CLOSING COSTS
· PAY ONLY ON WHAT YOU DRAW
RESTRICTED INDUSTRIES
Non-Profit Companies, New and Used Auto Dealerships, Real Estate Investors, Lenders and Financial Institutions, Transporta tion, Check Cashing, Adult Entertainment, Tobacco, Firearms, Gambling and Marijuana
GUIDELINES
·MINIMUM TIME IN BUSINESS – New or 1 YEAR
CONSTRUCTION – New or 2 YEARS
·MINIMUM ANNUAL SALES - $360,000 OR $30,000 PER MO
CONSTRUCTION $750,000
·MINIMUM FICO – 640
·MINIMUM OWNERSHIP INTEREST – 25% (ANYONE WITH A 25% OWNERSHIP INTEREST WILL BE INCLUDED)
·MUST HAVE NO MORE THAN 5 OD’S AND NSF’S COMBINED IN LAST 3 MONTHS
·MINIMUM AVERAGE BANK BALANCE - $3,500
·MINIUM BANK STATEMENT ENDING BALANCE $2,500
·CASH ADVANCE REQUIREMENTS – 1 OR 2 POSITIONS ALLOWED NO MISSED PAYMENTS, NO RENEGOTIATED PAYMENTS AND NO REVERSE CONSOLIDATION; NEED A MINIMUM OF 8 WEEKS SEASONING OR TRACK RECORD FOR ANY RECENT CASH ADVANCE FUNDING
RESTRICTED INDUSTRIES
Non-Profit Companies, New and Used Auto Dealerships, Real Estate Investors, Lenders and Financial Institutions, Transportation, Check Cashing, Adult Entertainment, Tobacco, Firearms, Gambling and Marijuana
COMPANY
CUSTOMER CARE
LEGAL
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